Had you ever been sick during an abroad travel? How much you had to pay in the name of medical expenses during that trip? Will it not be a great idea to purchase travel insurance to get your medical expenses covered in case of any medical assistance? Many British are now opting to purchase travel insurance ahead of their abroad trip to cover the cost of unexpected expenses during the travel.
Travel insurance mostly covers:
- Lost or stolen luggage
- Any emergency medical expenses
- Cost of a delayed or cancelled flight
- Any personal liability in which you are sued for causing any injury or damaging a property
You will not get a travel insurance cover in any of below case:
- If your age is above 65 years or you have a certain medical condition.
- Any winter, adventure sports or dangerous activity is not covered under travel insurance
- Those countries that have been asked by the Foreign and Commonwealth Office to avoid, are not covered by travel insurance. Check out the most updated list on the Foreign and Commonwealth Office Website.
- Any strike, civil unrests, terrorist attack or earthquake
When you are EHIC (European Health Insurance Card) holder then you will get all the facilities that are being offered to the citizen of your visiting country. However, EHIC does not cover repatriation cost, hence any medical emergency while on the trip can be very costly.
If you want to get protection for your entire abroad trip, then you must look for a holiday insurance policy as it covers all aspects of travelling.